A Total Expert alternative for teams that are not a bank.
Total Expert is built for retail banks and lenders with hundreds of loan officers and a compliance department. If that is you, buy it. If it is not, you are paying for enterprise overhead you will never use.
Total Expert is enterprise mortgage software aimed at organisations with 200+ loan officers and bank-grade IT requirements. It has no solo plan, and reported figures put it near $150 per user, per month plus $5,000–$50,000 of setup. TheBigBot is $197 or $497 flat with unlimited users and a $499 setup, and includes the website and phone answering.
Where the two actually differ.
Total Expert is not trying to be what we are. It is built for retail banks and large lenders: branch-level reporting, compliance control, organisational consistency across hundreds of loan officers, and the kind of IT review that takes a quarter. For that buyer it is a sensible purchase and we are not a serious alternative.
The problem is the buyers who are not that. Reported pricing puts it near $150 per user, per month with onboarding somewhere between $5,000 and $50,000 — figures that come from third-party comparisons rather than Total Expert, so treat them as indicative. There is no solo plan at all. A ten-person brokerage is looking at a five-figure first year before the first campaign goes out.
The trade-off inside the product is deliberate: individual loan officers have less freedom to build their own workflows, because the point is that the organisation behaves consistently. In a bank that is a feature. In a twelve-person shop where the top producer wants their own follow-up sequence, it is friction.
TheBigBot is $197 or $497 a month, flat, with a $499 setup and no seat counting. It includes the website, the campaigns and an AI receptionist. It does not have bank-grade compliance tooling, and we would not put it in front of a bank.
Total Expert vs. TheBigBot.
The rows that change what you pay and what you still have to buy.
| Total Expert | TheBigBot | |
|---|---|---|
| Pricing | Quote only — roughly $150 per user, per month reported | Flat $197 or $497 a month, unlimited users |
| Setup / onboarding | Reported at $5,000–$50,000 | $499 one-time |
| Solo plan | None | Yes — the same flat plan, whatever the headcount |
| Built for | Banks and lenders with 200+ loan officers | Brokerages and teams from one person upward |
| Compliance tooling | Bank-grade, with organisational controls | Standard — not built for a bank compliance department |
| LO-level customisation | Deliberately limited, for consistency | Each user can build their own pipelines and sequences |
| Answers the phone | No | AI receptionist answering inbound 24/7, plus outbound voice AI |
| Website | Not the product | Included — up to 50 pages, custom domain, SSL |
| Time to live | An enterprise onboarding programme | 3 days on Launch, 7 days on Pro |
Total Expert details cited from publicly available sources as of September 2026. Where a figure is quote-only it is marked as reported rather than published, because several of those numbers circulate via competitor comparisons. Verify before you decide, and tell us if anything here is wrong — including where the correction favours them.
What Total Expert is genuinely good at.
A comparison where the other tool wins nothing convinces nobody.
Genuinely built for enterprise
Branch reporting, compliance control and consistency across hundreds of loan officers is a real problem, and Total Expert solves it properly
Bank-grade governance
If your IT and compliance teams review software before it is bought, Total Expert is designed to survive that review. We are not
Consistency at scale
Limiting what individual LOs can change is a feature when you have two hundred of them and one brand to protect
Be honest about what you need.
We would rather you pick the right tool than churn in month three.
It is already the right shape for you.
- You have 200+ loan officers, or a bank’s compliance and IT requirements.
- You need branch-level reporting and organisational control over what each LO can change.
- A five-figure onboarding is normal for how your organisation buys software.
- Consistency across the whole company matters more than individual flexibility.
The CRM is not the thing you are missing.
- You are a brokerage or a team, not a bank, and enterprise onboarding is money you would rather spend on leads.
- You want a price you can read on a page today.
- Your loan officers want to build their own follow-up rather than inherit head office’s.
- You need the website and the phone answered, not only the marketing layer.
How much does TheBigBot cost?
No quote call to find out what it costs. Both plans include all 22 platform features — the difference is how much content and social firepower we produce for you each month.
Authority Launch
Your website, AI receptionist, automations and campaigns built out and switched on.
- 1 complete website — up to 50 pages
- AEO, GEO and SEO ready
- Custom domain, DNS + SSL
- 1 AI Receptionist — 24/7 call answering
- AI website chat widget
- Review harvesting campaign
- A2P SMS submission filed for you
Authority Pro
Everything in Launch, plus a content and social engine publishing under your brand every week.
- 3 SEO blog posts / week (156/year)
- Targeted at what your buyers actually search
- 3 social posts / week, every channel
- Google Business, Facebook, Instagram, LinkedIn